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Todays Low Rates -

07/16/2014
Rate
APR
30 Yr Fixd* 4.00% 4.06%
25 Yr Fxd* 4.00% 4.06%
30 Yr Jumbo 417 to 625K
4.125%
4.15%
20 Yr Fixed* 4.00% 4.06%
15 Yr Fixed* 3.00% 3.06%
10 Yr Fixed*
3.25% 3.28%
30 Yr FHA
3.75% 3.78%
5/1 ARM
3.00% 3.06%
15 Yr Jumbo  417 to $625K* 3.375% 3.39%

 

Rate Assumptions:

 

*225,000 Minimum Loan
* Rates Subject To Change
*Until Locked!

75% LTV or less
740+ Credit

Escrows, NO Cashout,

One Mortgage,

 

NO condos or Townhomes,

45 Day Lock

 

DU Refi Plus

Check out the New HARP Obama Program for borrowers who have no equity in their home

Learn More...

New HARP 2.0

Check out the New HARP 2.0 Mortgage program with New and Improved Guidelines

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LOW NEW JERSEY MORTGAGE RATES!!

 

MORTGAGE RATES ARE STILL VERY LOW!


  • WE NOW OFFER DU REFI PLUS AND NEW HARP 2.0 MORTGAGES
  • WE HAVE BEEN IN BUSINESS FOR 19 YEARS!
  • WE STILL CLOSE LOANS IN 30 DAYS!
  • WE HAVE NO FEES OURSELVES!
  • WE ARE A NEW JERSEY LICENSED MORTGAGE BANKER
  • WE OFFER VERY COMPETITIVE NEW JERSEY MORTGAGE RATES
  • WE BEAT ALL MAJOR BANKS

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CURRENT  PROMOTION!!!!!!!

30 YEAR FIXED 
4.25% NO CLOSING COSTS!
75 LTV  740+
225K Minimum


75LTV, NO Cashout, Escrows, Single family, No Second Mortgages,
45 Day Lock, Refinances, Primary Residence


NJ Super Conforming Jumbo Loans


Lowest New Jersey Mortgage Rates. Our NJ Super Conforming Jumbo Loans UP to $625500 are LOWER than Most Lenders conventional pricing. We have NO Fees, FAST Closings, and even provide Closing Cost Credits to help further reduce third party closing costs!

Learn More...

Originator Vs Banker?

Check out why you should choose First Lenders Mortgage, a Mortgage Loan Originator, over a Bank or Direct Lender in today’s Mortgage Market Environment

Learn More...

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